#Best budget calendar planner 2018 how to#

I know the feeling when you're only able to save $10 or $25. The savings tracker is a great way to remind yourself that your making progress towards the things that matter most. The next monthly section in the Live Rich Planner is the goals and savings tracker. I also use the monthly calendar to mark any upcoming events, meetings, lunch/dinner dates, and any little reminders. Highlighting them on my calendar, marking it with a check mark once I pay them, and then crossing them out when the bill clears my checking account. As you can see, paying my bills consists of three steps. When my bill clears my checking account, I cross it out. This tells me quickly which bills I have paid. When I pay my bills, I put a little check mark next to it on the calendar. I highlight them in pink so I can quickly see when bills are due each month. If you need something to document your finances but are looking for something that can organize more of your overall life, then the Live Rich Planner is the best option.įirst, I use the undated monthly calendar to write down when all of my bills are due.

#Best budget calendar planner 2018 how to#

If you are looking for detailed direction on how to set up a budget, and need step-by-step guidance, then the Budget-by-Paycheck workbook is the one you should look at. Like most planners, there is a daily schedule for planning upcoming events and appointments. The planner acts as a guide and gives you an overall picture of your budget. Though it does contain personal finance pages to document your budget, savings, and debt. The Live Rich Planner is exactly that, a planner. The worksheets in the workbook were created for you to write down answers to specific tasks to generate an overall budget. The workbook is a more advanced guide to my budget-by-paycheck budgeting method. In the workbook, there is a blank monthly calendar, but there is no place to write down appointments, or upcoming events on a daily schedule or overview. It was designed with all of the tools you need to set up and start using an effective budget. The Budget-by-Paycheck Workbook is exactly that, a workbook. What is the difference between the Budget-by-Paycheck Workbook and the 2018 Live Rich planner? The pages have an outline for your finances, but they are set up in a way for you to budget using any method that works best for you.īefore we dig in, I first want to answer a question I get from a lot of readers.

If you are a monthly budgeter, the 2018 Live Rich Planner is still a great option. Keep in mind that I budget my income according to my paychecks. I am going to show you the exact steps I take to set up a new budget every month, and how to use the pages in the planner with my budget-by-paycheck budgeting method. Today, I wanted to walk you through how I use my 2018 Live Rich Planner. The Live Rich Planner is something that I have access to any time I need it, it's small enough to fit in my purse, and it has all of the pages I need to organize my busy mom life and my finances.

In 2016, the Live Rich Planner became a reality.

What do you do when you can't find what you're looking for? You create it yourself. The problem was, I couldn't find anything on the market that I could buy that had exactly what I wanted. I have been a successful budgeter since 2011, and during that time I learned exactly what I need to track, plan, and prepare my finances. The need to write it down was there, but since my budget was in electronic form on my desktop, I didn't have access to it to make adjustments. I would be in line at a grocery store, and a random thought about an upcoming bill would enter my mind. The problem I kept running into was convenience. For the longest time, I used an excel spreadsheet to document and budget successfully.